Vandergriff Genesis Finance Center

Genesis Auto Loans in Arlington, TX

Welcome to Vandergriff Genesis serving Arlington and surrounding areas throughout the Dallas-Fort Worth area. We invite you to explore our inventory online and to stop by our convenient location to view our sophisticated sedan models in person. You can always expect to receive exceptional service from our sales team, and this same level of personalized attention carries on to our financing department. You can rest assured that our experienced and courteous financing team will diligently search for financing terms that may be acceptable to you regardless of your current credit rating.

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Is Financing a Car a Good Idea?

Financing the purchase of a new Genesis sedan with an auto loan continues to be one of the most common methods of payment used by our local auto shoppers, but we understand that some of our customers are not certain if applying for a new car loan is the smartest option available. After all, you may have the financial means to pay cash, or you may be thinking that a lease is a preferred option. Each driver will need to review pros and cons for all payment methods that are realistic to their situation. Before you decide how to proceed, a close review of the benefits associated with an auto loan may help you to make a more educated decision.

First, be aware that leases usually have a mileage clause written in them, and this clause specifies the maximum number of miles that you are permitted to put on the vehicle. It also usually specifies a per-mile penalty fee that you will be responsible for by exceeding the mileage limit. Many drivers do not want their usage of a Genesis to be restricted in this way. Because a car loan has no mileage restrictions, it is preferred by many.

Both a car loan and an auto lease require you to make monthly payments. However, the end result of these payments differs. After making payments on your lease for a few years, you simply trade the vehicle in for a new leased vehicle. Monthly payments continue for the new lease. On the other hand, after paying off your car loan balance, the Genesis is yours to enjoy and drive at your leisure without having to make an auto payment. You can see that there is a huge financial benefit associated with this experience. Keep in mind that your payment history on an auto lease is typically reported to at least one of the three primary credit reporting agencies. Through your regular and timely payments, your auto loan could potentially help you to increase your credit rating.

Is There a Minimum Credit Score to Finance a Car?

As wonderful as applying for a car loan may seem, some Genesis shoppers today are still not sure if an auto loan is right for them. A common concern relates to their ability to qualify. For example, if you have a lower credit score, you may not be certain that the pros at Vandergriff Genesis would be willing to help you with financing. We are committed to the primary goal of helping you to drive off in a new Genesis that is perfectly appealing to you. If you decide that applying for a new car loan is the right financing option for you, rest assured that we will work closely with you to explore auto loan program. This holds true for both good credit and bad credit auto shoppers.

Contact

Vandergriff Genesis

1120 West I-20
Directions Arlington, TX 76017

  • Sales: 877-535-8381

Hours

  • Monday 8:30am - 9:00pm
  • Tuesday 8:30am - 9:00pm
  • Wednesday 8:30am - 9:00pm
  • Thursday 8:30am - 9:00pm
  • Friday 8:30am - 9:00pm
  • Saturday 8:30am - 9:00pm
  • Sunday Closed
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